I have to admit temporary defeat!
I have tried all my graphics programs andnot one will do a border like some of the above - my main program is Serif - like PSP - I also have PSP4, and Picture it, and Arcsoft Photo impressions 4 - PSP has "Add Borders" but it is only around the edge and can't be moved.
I probably need a friend who undestands one of these to sit beside me, I shall see who I know that knows about these things
So, sorry - no lovely bordered pics from me for the moment
Here's some tulips with a black background to be going on with. (C-740)