After all the advice, and much prayer, I have made my decision. I just purchased a new A550 with the 18-55MM SAM kit lens that came with it (and got it for less than the 18-250 was going to cost me). It is definately has a better lens than the original lens that came with the A200. It will take me a while to learn the new options and adjust, but I feel that this will let me take better photos using the lenses that I have and be able to buy the "all in one" lens at a later date after I can sell the A200. thanks for all your help (so far)