Raw is just raw data, there should be no settings applied to RAW. The in camera settings just apply to the JPEG output, I prefer to apply the changes in post processing, I have all the control I want, or I can just convert without doing anything. With RAW I have a choice, JPEG is restricting. The only advantage of JPEG I can think of is file size.
A good photograph is knowing where to stand.
Rule books are paper, they will not cushion a sudden meeting of stone and metal.
Ernest K. Gann-Fate is the Hunter.