I think the insurance company is being fair here. Camera specs change and models are replaced continuously. My Fuji F30 had to be replaced and there is no longer a camera with similar low-light capabilities....so they can only do so much.
Originally Posted by G.D.
Perhaps you can ask them to pay cash for the value they are prepared to cover and put that towards a camera of your choice (even if that is a DSLR)
Canon 5D MKlll & Canon 50D
Canon 70-200mm f/2.8L USM | Canon EF-S 17-55mm f/2.8 IS USM | Canon EF-S 10-22mm f/3.5-4.5 USM | Canon 100mm f/2.8 USM Macro | Canon 70-300mm f/4-5.6 IS USM | Canon 50mm f/1.8 | Sigma 17-70mm f/2.8-4.5 | Soligor x 1.7 TC | E-Bay 50D Battery Grip | Canon 430EX Flash | Lowepro Mini Trekker AW | Lowepro Toploader 65 AW | Lowepro Slingshot 200AW | Kata 3n1-10
Panasonic Lumix TZ7 (aka ZS3)
Panasonic Lumix FT3 (aka TS3)
Ali Baba.....the Thief of Bad Gags